{"id":37638,"date":"2026-04-25T16:21:18","date_gmt":"2026-04-25T16:21:18","guid":{"rendered":"https:\/\/bmodel.agency\/?p=37638"},"modified":"2026-08-20T16:24:26","modified_gmt":"2026-08-20T16:24:26","slug":"vnd-yeu-cau-tien-len-phia-truoc-danh-cho-sinh-lai-suat-vdong-vien-dai-hoc","status":"publish","type":"post","link":"https:\/\/bmodel.agency\/?p=37638","title":{"rendered":"VND Y\u00eau c\u1ea7u ti\u1ebfn l\u00ean ph\u00eda tr\u01b0\u1edbc d\u00e0nh cho sinh l\u00e3i su\u1ea5t vdong vi\u00ean \u0111\u1ea1i h\u1ecdc"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">B\u00e0i \u0111\u0103ng<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">Vdong l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh huy \u0111\u1ed9ng v\u1ed1n ngang h\u00e0ng (p2p).<\/a><\/li>\n<li><a href=\"#toc-1\">\u0110\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n m\u1ec1m c\u1ef1c k\u1ef3 h\u1eefu \u00edch.<\/a><\/li>\n<li><a href=\"#toc-2\">\u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c h\u1ed7 tr\u1ee3 vay v\u1ed1n.<\/a><\/li>\n<\/ul>\n<\/div>\n<p>VND Tap h\u01b0\u1edbng \u0111\u1ebfn m\u1ee5c ti\u00eau cung c\u1ea5p cho <a href=\"https:\/\/vdongroup.com\/\">l\u00e3i su\u1ea5t vdong<\/a> sinh vi\u00ean m\u1ed9t h\u1ec7 th\u1ed1ng h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh, gi\u00fap h\u1ecd t\u1ea1m ng\u1eebng h\u1ecdc t\u1eadp v\u00e0 b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5. T\u1ed5 ch\u1ee9c n\u00e0y k\u1ebft n\u1ed1i sinh vi\u00ean t\u1eeb nhi\u1ec1u c\u01a1 s\u1edf kh\u00e1c nhau v\u00e0 b\u1eaft \u0111\u1ea7u tri\u1ec3n khai nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u0111\u1ec3 gi\u00fap sinh vi\u00ean ti\u1ebfp c\u1eadn ngu\u1ed3n t\u00e0i ch\u00ednh.<\/p>\n<p>Ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd v\u1ed1n th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u1edf Vi\u1ec7t Nam. Ch\u00fang s\u1ed1 h\u00f3a m\u1ecdi quy tr\u00ecnh c\u1ea5p v\u1ed1n v\u00e0 r\u00fat ng\u1eafn th\u1eddi gian ph\u00ea duy\u1ec7t xu\u1ed1ng c\u00f2n v\u00e0i ph\u00fat. <!--more--> Tuy nhi\u00ean, s\u1ef1 ph\u00e1t tri\u1ec3n m\u1edbi c\u1ee7a c\u00e1c ph\u1ea7n m\u1ec1m n\u00e0y c\u00f3 th\u1ec3 l\u00e0m gia t\u0103ng c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn t\u00ednh x\u00e1c th\u1ef1c v\u00e0 c\u00e1c t\u00f9y ch\u1ecdn kh\u1edfi t\u1ea1o ban \u0111\u1ea7u.<\/p>\n<h2 id=\"toc-0\">Vdong l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh huy \u0111\u1ed9ng v\u1ed1n ngang h\u00e0ng (p2p).<\/h2>\n<p>H\u1ec7 th\u1ed1ng cho vay ngang h\u00e0ng (P2P) cung c\u1ea5p ngu\u1ed3n v\u1ed1n cho ng\u01b0\u1eddi vay v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng. H\u1ecd s\u1eed d\u1ee5ng c\u00e1c thi\u1ebft b\u1ecb t\u1ef1 \u0111\u1ed9ng \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng v\u00e0 c\u00f3 nhi\u1ec1u lo\u1ea1i ph\u00ed d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n ph\u1ee9c t\u1ea1p. H\u1ecd c\u0169ng cung c\u1ea5p c\u00e1c t\u00e0i li\u1ec7u h\u1eefu \u00edch \u0111\u1ec3 ng\u01b0\u1eddi vay \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t. Tuy nhi\u00ean, h\u00e0ng ngh\u00ecn t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh P2P kh\u00f4ng b\u1ecb ki\u1ec3m so\u00e1t, cho ph\u00e9p ch\u00fang ti\u1ebfp t\u1ee5c ho\u1ea1t \u0111\u1ed9ng b\u1ea5t h\u1ee3p ph\u00e1p. H\u00e3y nghi\u00ean c\u1ee9u k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n, ch\u00ednh s\u00e1ch b\u1ea3o m\u1eadt v\u00e0 c\u00e1c th\u1ecfa thu\u1eadn kh\u00e1c tr\u01b0\u1edbc khi giao d\u1ecbch.<\/p>\n<p>T\u1ea1i Vi\u1ec7t Nam, h\u00e0ng lo\u1ea1t c\u00f4ng ty cho vay ngang h\u00e0ng (P2P) m\u1edbi \u0111ang m\u1ecdc l\u00ean nh\u01b0 n\u1ea5m, v\u1edbi h\u00e0ng t\u00e1 \u1ee9ng d\u1ee5ng c\u1ea1nh tranh gay g\u1eaft \u0111\u1ec3 thu h\u00fat ng\u01b0\u1eddi d\u00f9ng. Trong \u0111\u00f3, b\u1ed9 ph\u1eadn t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u1ee7a VPBank d\u1eabn \u0111\u1ea7u l\u00e0 $Sleep, m\u1ed9t \u1ee9ng d\u1ee5ng s\u1ed1 h\u00f3a quy tr\u00ecnh cho vay v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro chia t\u00e1ch. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p c\u00f4ng ty cung c\u1ea5p kho\u1ea3n vay l\u00ean \u0111\u1ebfn 50.000 VND, v\u1edbi l\u00e3i su\u1ea5t t\u1eeb \u200b\u200b25% \u0111\u1ebfn 69%.<\/p>\n<p>S\u1ef1 h\u1ea5p d\u1eabn c\u1ee7a h\u00ecnh th\u1ee9c cho vay ngang h\u00e0ng (P2P) \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi s\u1ef1 t\u0103ng nhanh \u0111i\u1ec3m t\u00edn d\u1ee5ng. So v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, cho vay P2P c\u00f3 chi ph\u00ed th\u1ea5p h\u01a1n v\u00e0 cung c\u1ea5p nhi\u1ec1u l\u1ef1a ch\u1ecdn h\u01a1n. Tuy nhi\u00ean, n\u00f3 c\u0169ng n\u1ed5i ti\u1ebfng v\u1edbi l\u00e3i su\u1ea5t cao v\u00e0 c\u00e1c v\u1ee5 l\u1eeba \u0111\u1ea3o. M\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c cho vay P2P \u0111\u00e3 thu\u00ea c\u00e1c c\u00e1 nh\u00e2n kinh doanh nh\u1ecf \u0111\u1ec3 huy \u0111\u1ed9ng v\u1ed1n, \u0111i\u1ec1u n\u00e0y l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<p>C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ea1i H\u1ed3ng K\u00f4ng c\u1ea7n ch\u00fa \u00fd \u0111\u1ebfn c\u1ea5u tr\u00fac ph\u00e1p l\u00fd c\u1ee7a n\u1ec1n t\u1ea3ng ho\u1ea1t \u0111\u1ed9ng m\u00e0 h\u1ecd \u0111ang xem x\u00e9t. C\u1ee5 th\u1ec3, h\u1ecd n\u00ean nghi\u00ean c\u1ee9u xem h\u1ec7 th\u1ed1ng \u0111\u00f3 c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd hay kh\u00f4ng. N\u1ebfu kh\u00f4ng, h\u1ecd n\u00ean tr\u00e1nh mua n\u1ec1n t\u1ea3ng \u0111\u00f3, v\u00ec h\u1ecd c\u00f3 th\u1ec3 \u0111ang th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c b\u1ecb thao t\u00fang m\u00e0 kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p.<\/p>\n<h2 id=\"toc-1\">\u0110\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n m\u1ec1m c\u1ef1c k\u1ef3 h\u1eefu \u00edch.<\/h2>\n<p>H\u00e0ng ng\u00e0n c\u00f4ng ty kh\u1edfi nghi\u1ec7p l\u1edbn \u0111ang s\u1eed d\u1ee5ng c\u00e1c k\u1ef9 thu\u1eadt si\u00eau ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ea3o lu\u1eadn. V\u00ed d\u1ee5, Throw c\u1ee7a H\u00e0n Qu\u1ed1c cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 bao g\u1ed3m ph\u00ed P2P, t\u1ef7 gi\u00e1 ti\u1ec1n m\u1eb7t, th\u1ebb ph\u00fat v\u00e0 th\u1eddi gian ngh\u1ec9 b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c t\u1ea1o ra t\u1eeb m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u h\u1ee3p nh\u1ea5t. G\u1ea7n \u0111\u00e2y, c\u00f4ng ty n\u00e0y c\u0169ng \u0111\u00e3 b\u1ed5 sung th\u00eam y\u1ebfu t\u1ed1 th\u00e0nh vi\u00ean li\u00ean k\u1ebft l\u00e0m vi\u1ec7c b\u00e1n th\u1eddi gian t\u1ea1i 15 \u0111\u01a1n v\u1ecb c\u1ee7a m\u00ecnh, \u0111i\u1ec1u m\u00e0 h\u1ecd mu\u1ed1n m\u1edf r\u1ed9ng h\u1ec7 th\u1ed1ng ng\u01b0\u1eddi d\u00f9ng. T\u1ea1i Vi\u1ec7t Nam, Fe Fiscal g\u1ea7n \u0111\u00e2y \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh &quot;si\u00eau&quot; gi\u00fap h\u1ee3p nh\u1ea5t vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c b\u1ed9 ch\u01b0\u01a1ng tr\u00ecnh v\u00e0 h\u1ed7 tr\u1ee3 kh\u1edfi nghi\u1ec7p c\u1ee7a h\u1ecd.<\/p>\n<p>C\u00e1c \u1ee9ng d\u1ee5ng \u0111a n\u0103ng c\u1ef1c k\u1ef3 ph\u1ed5 bi\u1ebfn trong l\u0129nh v\u1ef1c x\u00e2y d\u1ef1ng, ch\u00fang h\u1ed7 tr\u1ee3 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 b\u1eaft \u0111\u1ea7u t\u0103ng c\u01b0\u1eddng k\u1ebft n\u1ed1i x\u00e3 h\u1ed9i gi\u1eefa nhi\u1ec1u ng\u01b0\u1eddi. Ch\u00fang s\u1ebd l\u00e0m \u0111i\u1ec1u \u0111\u00f3 b\u1eb1ng c\u00e1ch b\u1ed5 sung c\u00e1c c\u00f4ng ngh\u1ec7 kh\u00e1c \u0111\u1ec3 c\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng v\u00e0 b\u1eaft \u0111\u1ea7u v\u01b0\u1ee3t tr\u1ed9i h\u01a1n c\u00e1c l\u1ef1a ch\u1ecdn ri\u00eang l\u1ebb. C\u00e1c \u1ee9ng d\u1ee5ng \u0111a n\u0103ng th\u01b0\u1eddng bao g\u1ed3m t\u00ednh t\u01b0\u01a1ng t\u00e1c, t\u00ednh ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng v\u00e0 l\u00e0n s\u00f3ng k\u1ebft n\u1ed1i c\u00f4ng ngh\u1ec7 m\u1edbi. Tr\u01b0\u1edbc khi t\u1ea3i xu\u1ed1ng, h\u00e3y ki\u1ec3m tra xem bi\u1ec3u m\u1eabu c\u1ee7a c\u00f4ng ty c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi b\u1ea5t k\u1ef3 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc n\u00e0o \u0111\u00e3 \u0111\u0103ng k\u00fd hay kh\u00f4ng, m\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt c\u1ee7a li\u00ean k\u1ebft \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft tr\u00ean kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc ho\u1eb7c ng\u00e0nh h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh, v\u00e0 y\u00eau c\u1ea7u c\u00e1c quy\u1ec1n h\u1ee3p l\u1ec7 (v\u00ed d\u1ee5: quy\u1ec1n c\u00f4ng nh\u1eadn). Ngo\u00e0i ra, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n \u0111\u00e3 nghi\u00ean c\u1ee9u c\u00e1c th\u00f4ng tin tr\u01b0\u1edbc khi \u0111\u1ea7u t\u01b0. \u1ee8ng d\u1ee5ng ph\u1ea3i \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi ti\u1ec3u bang v\u00e0 \u0111\u01b0\u1ee3c tinh ch\u1ec9nh t\u1eeb c\u00e1c quy t\u1eafc m\u00e3 QR c\u1ee7a ch\u00ednh ph\u1ee7 \u0111\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t \u1ee9ng d\u1ee5ng th\u1ef1c s\u1ef1.<\/p>\n<h2 id=\"toc-2\">\u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c h\u1ed7 tr\u1ee3 vay v\u1ed1n.<\/h2>\n<p>Gi\u1ed1ng nh\u01b0 \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng ti\u1ebfng Anh c\u00f3 t\u00ean iDong, ng\u00e2n h\u00e0ng ti\u00eau chu\u1ea9n ti\u1ebfng Trung s\u1ed1 h\u00f3a quy tr\u00ecnh ph\u1ea7n m\u1ec1m t\u00e0i ch\u00ednh v\u00e0 c\u00f3 18 h\u1ecdc vi\u00ean, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3ng 1.000 t\u1ef7 VND trong 15 ph\u00fat. Th\u00e0nh vi\u00ean ho\u00e0n th\u00e0nh h\u1ed3 s\u01a1 v\u00e0 b\u1eaft \u0111\u1ea7u tr\u1ea3i qua m\u1ed9t h\u1ec7 th\u1ed1ng \u0111\u00e1nh gi\u00e1 th\u00f4ng minh, h\u1ec7 th\u1ed1ng n\u00e0y s\u1ebd nhanh ch\u00f3ng c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd. C\u00f4ng ty cung c\u1ea5p c\u00e1c \u01b0u \u0111\u00e3i cho chi ph\u00ed ngo\u00e0i gi\u1edd. Tuy nhi\u00ean, ng\u01b0\u1eddi vay n\u00ean t\u00ecm hi\u1ec3u ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 c\u1ee7a c\u00f4ng ty v\u00e0 b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng m\u00e3 ch\u01b0\u01a1ng tr\u00ecnh ri\u00eang t\u01b0 tr\u01b0\u1edbc khi nh\u1eadn ti\u1ec1n.<\/p>\n<p>M\u01b0\u1eddi n\u0103m tr\u01b0\u1edbc, cho vay ti\u00eau d\u00f9ng \u1edf Vi\u1ec7t Nam v\u1eabn ch\u1ec9 l\u00e0 m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p k\u1ef9 thu\u1eadt s\u1ed1 phi th\u1ef1c t\u1ebf. Hi\u1ec7n nay, m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng m\u1edbi c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n vay ti\u1ec1n nhanh ch\u00f3ng ch\u1ec9 trong v\u00e0i ph\u00fat. C\u00f9ng v\u1edbi s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh li\u00ean bang, c\u00e1c ph\u1ea7n m\u1ec1m cho vay n\u1eb7ng l\u00e3i \u1edf ph\u01b0\u01a1ng \u0110\u00f4ng c\u0169ng \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd t\u1ea1i Vi\u1ec7t Nam. Nh\u1eefng th\u1ee7 \u0111o\u1ea1n b\u1ea5t h\u1ee3p ph\u00e1p n\u00e0y \u0111\u00e3 g\u00e2y ra nhi\u1ec1u v\u1ea5n \u0111\u1ec1, d\u1eabn \u0111\u1ebfn b\u00f3c l\u1ed9t v\u00e0 t\u1ea1o ra nh\u1eefng ph\u01b0\u01a1ng \u00e1n thu h\u1ed3i n\u1ee3 t\u1ed3i t\u1ec7. Ng\u01b0\u1eddi vay th\u01b0\u1eddng s\u1eed d\u1ee5ng blog \u0111\u1ec3 tr\u00fat gi\u1eadn v\u00e0 chia s\u1ebb c\u00e1ch tr\u00e1nh b\u1ecb m\u1eafc k\u1eb9t trong m\u00ea cung ph\u1ea7n m\u1ec1m cho vay, m\u1ed9t b\u1ee9c tranh t\u00e0i ch\u00ednh r\u1ed9ng l\u1edbn gi\u1ed1ng nh\u01b0 nh\u1eefng con h\u1ebbm quanh c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn c\u1ee7a Trung Qu\u1ed1c.<\/p>\n<p>Vdong l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean k\u1ebft n\u1ed1i di \u0111\u1ed9ng d\u00e0nh ri\u00eang cho sinh vi\u00ean. N\u1ec1n t\u1ea3ng n\u00e0y h\u1ee3p t\u00e1c v\u1edbi c\u00e1c nh\u00e0 \u0103n v\u00e0 nh\u00e0 cung c\u1ea5p trong tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u0111\u1ec3 ti\u1ebfp c\u1eadn c\u00e1c sinh vi\u00ean, nh\u1eefng ng\u01b0\u1eddi bu\u1ed9c ph\u1ea3i qu\u00e9t m\u00e3 QR \u0111\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n ho\u1eb7c thu h\u1ed3i kho\u1ea3n n\u1ee3. C\u00f4ng ty c\u0169ng tham v\u1ecdng m\u1edf r\u1ed9ng sang th\u1ecb tr\u01b0\u1eddng Anh v\u00e0 \u0111\u00e3 k\u1ebft h\u1ee3p v\u1edbi m\u1ed9t c\u00f4ng ty cho vay ngang h\u00e0ng (P2P) t\u1eeb Trung Qu\u1ed1c, m\u1ed9t chuy\u00ean gia l\u1edbn trong th\u1ecb tr\u01b0\u1eddng kinh t\u1ebf Anh, \u0111\u1ec3 m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng. C\u00f4ng ty d\u1ef1 \u0111\u1ecbnh th\u00e0nh l\u1eadp v\u0103n ph\u00f2ng t\u1ea1i Vi\u1ec7t Nam v\u00e0o n\u0103m t\u1edbi \u0111\u1ec3 k\u1ebft n\u1ed1i sinh vi\u00ean v\u1edbi c\u00e1c kho\u1ea3n vay ti\u1ec1n m\u1eb7t, theo l\u1eddi ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u c\u00f4ng ty chia s\u1ebb v\u1edbi 36Kr.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00e0i \u0111\u0103ng Vdong l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh huy \u0111\u1ed9ng v\u1ed1n ngang h\u00e0ng (p2p). \u0110\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n m\u1ec1m c\u1ef1c k\u1ef3 h\u1eefu \u00edch. \u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c h\u1ed7 tr\u1ee3 vay v\u1ed1n. VND Tap h\u01b0\u1edbng \u0111\u1ebfn m\u1ee5c ti\u00eau cung c\u1ea5p cho l\u00e3i su\u1ea5t vdong sinh vi\u00ean m\u1ed9t h\u1ec7 th\u1ed1ng h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh, gi\u00fap &#8230; <a title=\"VND Y\u00eau c\u1ea7u ti\u1ebfn l\u00ean ph\u00eda tr\u01b0\u1edbc d\u00e0nh cho sinh l\u00e3i su\u1ea5t vdong vi\u00ean \u0111\u1ea1i h\u1ecdc\" class=\"read-more\" href=\"https:\/\/bmodel.agency\/?p=37638\" aria-label=\"Read more about VND Y\u00eau c\u1ea7u ti\u1ebfn l\u00ean ph\u00eda tr\u01b0\u1edbc d\u00e0nh cho sinh l\u00e3i su\u1ea5t vdong vi\u00ean \u0111\u1ea1i h\u1ecdc\">Read more<\/a><\/p>\n","protected":false},"author":41,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-37638","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/posts\/37638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/bmodel.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=37638"}],"version-history":[{"count":1,"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/posts\/37638\/revisions"}],"predecessor-version":[{"id":37639,"href":"https:\/\/bmodel.agency\/index.php?rest_route=\/wp\/v2\/posts\/37638\/revisions\/37639"}],"wp:attachment":[{"href":"https:\/\/bmodel.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmodel.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=37638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmodel.agency\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=37638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}